Money games

Two short games about how money actually behaves. No sign-up, no install, and the working shown every time.

Which grows more? puts two real options side by side — an RD against an FD, a SIP against a lump sum, a better rate against a longer run — and asks which ends up ahead. Eight rounds, then the arithmetic that settles each one. It takes about two minutes.

Market Mayhem gives you a lakh and ten years. Each year you split it across a fixed deposit, gold and equity, and each year the market does something to you: a bull run, a crash, an inflation shock, or nothing at all. Beating a plain deposit is harder than it sounds, and finding out why is the point.

Both are built on the same formulas as the calculators, so nothing in them is invented for the sake of a game. Nothing is stored anywhere but your own browser.

The reason these exist as games rather than as two more guides is that the failure they address is not a knowledge failure. Almost everybody knows that starting earlier is better and that a lower rate is cheaper. What people cannot do is estimate by how much, and that gap is where the expensive decisions live — accepting a longer tenure because the EMI is comfortable, or holding a deposit for a decade because equity felt risky in the month they had to choose. Reading the right answer does not fix a broken estimate. Getting it wrong a dozen times, with the arithmetic shown each time, does.

What each one is for

Related

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