Property
Property Valuation
Estimate property value based on area, location
About the Property Valuation calculator
Smart property valuation calculator to estimate your property's market value based on area, location, amenities, and market factors. Get accurate property pricing for buying, selling, or investment decisions with comprehensive valuation analysis.
How the maths works
Property Valuation Formula
Market Value = Base Value × Location Factor × Amenities Factor × Age Factor × Market Trend- Base Value
- Built-up Area × Price per Square Foot
- Location Factor
- Multiplier based on location score (0.8 to 1.4)
- Amenities Factor
- Multiplier based on amenities score (0.9 to 1.2)
- Age Factor
- Depreciation factor based on property age
- Market Trend
- Current market trend adjustment (+/- %)
A worked example
2 BHK Apartment Valuation
| Built-up Area | 1,200 sq ft |
| Base Price | ₹8,000 per sq ft |
| Location Score | 8/10 (Good connectivity) |
| Amenities Score | 7/10 (Gym, parking, security) |
| Property Age | 5 years |
Estimated Value: ₹1,08,00,000, Price per sq ft: ₹9,000, Monthly Rent: ₹27,000
How to use it
- Enter property details including built-up area and carpet area
- Add floor number, total floors, and property age
- Rate amenities and location on a scale of 1-10
- Include current market trend percentage
- Get comprehensive valuation with investment insights
What it accounts for
- Multi-factor property valuation considering area, location, and amenities
- Interactive scoring system for amenities and location quality
- Age-based depreciation calculation for accurate pricing
- Market trend analysis with current market conditions
- Investment potential assessment with rental yield estimation
Why it is worth working out
- Get accurate property valuation for buying or selling decisions
- Understand factors that affect your property's market value
- Estimate rental yield and investment potential
- Compare properties based on value per square foot
Questions people ask
How is a property valued?
Three approaches. Comparable sales — what similar units nearby actually transacted at, not what they were listed at. Income capitalisation — annual rent divided by an expected yield. Replacement cost — land plus construction. Residential valuation leans on comparables; investment property on income.
What is the difference between circle rate and market rate?
Circle rate, or guidance value, is the government minimum for stamp duty purposes. Market rate is what buyers pay. Where market rate is below circle rate, you still pay duty on the circle rate, and the difference can be taxable as income for the buyer.
Why do listed prices differ so much from sale prices?
Listings are asking prices and carry negotiating room, typically 5% to 15%. Registered sale deeds are the real evidence, and in many states they are publicly searchable. Value on transactions, not advertisements.
Does a valuation account for the loan I can get?
No, but the lender's valuation will. Banks lend against their own valuer's figure, not the price you agreed. If the valuation comes in low, the shortfall becomes your problem in cash — worth checking before you commit.
Read more on this
- Rental yield in Indian metros, and why it is lower than you think — Gross yields of 2% to 3% become net yields under 2% once vacancy, maintenance and tax are counted. What that means for anyone buying property for passive income.
This calculator is for information and education. It is not financial advice — see the disclaimer.